Thanks,

 

Any Harley Editions at that price? LOL

 

Nope! They're a lot less!

 

I went to the dealer today to try to buy a 2011 Lariat on the lot. I'm pretty sure I could have got them $200-300 below X-plan plus incentives ($3000), but they wouldn't budge any lower than that. At this point, I think I'll just order a 2012 the way I want and hope the incentives improve by the time the truck gets delivered.

 

Nice deals! Too bad a paid for truck is too enjoyable to get payments. I will save up over the next couple years and buy a new one when the time is right.

 

Very wise

 

I was expecting to see a pic of that red FX4 in your driveway Jim.

 

You won't ever see me with a red one. Always black. I did almost get a black FX2 before I decided on the XLT.

 

You apparently lose other rebates ($1000-$2000 depending on model/trim) if you opt for the 0% financing. You may still come out ahead leaving $2k in rebates on the table by allowing Ford to finance it for 0% (depending on the term), vs. getting an otherwise competitive rate from your credit union. Ford gets their money one way or another, and while you may reduce your sale price by $1000 by using Ford to finance, unless you're getting 0%, they will likely make back more than the $1000 you saved in interest (again, depending on how much you're financing and the term, 36 mos, 48 mos, 60 mos, etc.).

 

that's very true, i did the rebates and am only carrying the loan for 9 months to hit my credit a few times before it gets paid off.

you also have to qualify for the 0%, so if you don't chances are you can find a better interest rate thru some where else.

 

When I bought my 2005, I did the financing thru Ford to get the $1000, then paid it off after about 90 days. This time, I chose not to mess with it. I left the $1000 on the table. They agreed to $9850 off but I decided to just pay for the truck and got $8850 off. I was asking for $9000. This was at the end of July. The truck seems to be a good one and I am very pleased with the 5.0. I have averaged 19.4 miles per gallon for 8600 miles and the oil moved about an 1/8 of an inch on the stick in 5000 miles. I seldom tow, and the 5.0 will tow anything I would be towing. It does have the trailer brake option, but doubt I will ever use it.

 

the 5.0 kicks *** towing, mine flat out halls w/ 6k lbs behind it. Just added my TBC so looking forward to using it next weekend on my trip out to gilmer.