Rate this deal

here's the breakdown, still seems High
my zip code NJ 08108

Total before discounts 42,950
302a Eq Group discount -1,750
MSRP 41,200
savings -4196
rebate -3500
Subtotal - $35,254 this is at 2.9% thru FMC

Looks like $7,700 off MSRP or almost 19%

OR

subtotal $34,254 * Not thru FMC id find my own financing
The 0% Finance just doesnt look good

I still think i should get another 1-2k off at least right?

 

I definitely think you could do better than that. You should be able to get 10K off a 5.0 XLT without even really trying. Incentives are right near 6k right now

 

good luck!

 

Why dont you fly down here to texas get your truck drive it back home?

http://www.fentonforddumas.net/web/n...ition_id=10425

http://www.fentonforddumas.net/web/n...ition_id=10425

http://www.fentonforddumas.net/web/n...ition_id=10425

http://www.fentonforddumas.net/web/n...ition_id=10425

http://www.fentonforddumas.net/web/n...ition_id=10425

 

We just picked up a 2013 Platinum, 5.0, 3.55 E-locker, Moonroof, spray in bed liner, yada, yada.

Sticker was $50,570, we paid 39,700.

I would also do the Ford financing to get another $1K off... you can refinance immediately with someone else for a better rate... don't believe the dealer when they tell you you have to keep it with Ford credit for ANY length of time.

The dealer is the one that looses out if you do not keep it financed, there is no restriction for you, just smile and say you would like to finance with Ford and leave it at that

Good luck, keep us posted.

-Brian

 

PM SENT

B- you saying not to mention this to the dealer at all?. is there a window where you have to find new financing or any other restrictions? Wonder if my bank would have issues with this..

 

If you do not make at least 3 payments the dealer gets hit for the financing credit. The buyer has no requirement and no penalty. The bank should not care whether they issue the check to the dealer or Ford Motor Credit.

 

So Im obligated to make the first 3 payments?

 

No, no obligation at all. But, if you don't the dealer takes a hit. That is why dealers tell you that you must make at least 3 payments. They usually don't tell you the whole story though.

 

No, your bank will not care. I have bought two f150's and have gotten this incentive just to immediately refi through my own bank(USAA). Plus, the ford credit rates are usually pretty absurd-at least for me. I think the last rate I "got" through for was like 10%, when my bank had me at 3.5. No idea why they are so high.....

 

The dealer won't be hit for the $1k Ford Credit rebate, but the dealer may lose an extra bonus spiff check from Ford. Don't worry about the dealer's spiff check or whatever they get or don't get. Do whatever is best for you.

 

This is what I was told and then did. My financing agreement states clearly: "Prepayment. If you pay off all your debt early, you will not have to pay a penalty."

Amount financed was $13k. APR 6.04%, paid 92% the first month, then 4, then the final 4. Interest clock starts immediately after purchase. Total finance charges: $103. Total saved with the FMCC discount/rebate: $897.

Could have saved that $103 by writing a check the next day.

 

Does the dealer have your contact info? They may go lower. Let it simmer.

I just did a quick search. There may be better dealers, but here's another dealer in your area that has a few XLT 4x4's in the 30k range. Prices are listed on the website so they may go lower, too.

2013 Ford F-150 XLT
MSRP $38,350
Internet Special $29,690
Miles: 10
Stock #: DKD01859
Transmission: Automatic
Engine: Gas/Ethanol V8 5.0L/302
Exterior Color: Oxford White
VIN: 1FTFX1EF8DKD01859
MPG: 14 City / 19 Hwy
Doors: 2
Drivetrain: 4WD
Engine Displacement: 5.0L
Wheelbase: 0
http://fcfordquakertown.com/ford-f-1...ia-pa-dkd01859


A few more SuperCab 4x4's from the same dealer:

http://fcfordquakertown.com/ford-f-1...ia-pa-dfa20919

http://fcfordquakertown.com/ford-f-1...ia-pa-dfb87408

http://fcfordquakertown.com/ford-f-1...ia-pa-dfb94923

A few more places with up to $12k off automatically if you want to travel:
https://www.f150online.com/forums/20...upgrades.html#

 

They do, Ill let it simmer a bit and shop to show them comparable deals
Thanks All!!

 

My new dealer of choice told me up front that I can re-fi the next morning and they can't believe other dealers hose people like that. Ford had me at like 5.49 for 72 months, so that's what I did and I re-financed at 1.99 with my credit union.

Last two dealers told me three months.... it is actually in the paperwork if you read it that you can re-finance immediately.