IM 19 AND STATE FARM TELLS ME INSURANCE ON A NEW L WILL BE LIKE $254 A MONTH....I HAVE ABOUT 7 POINTS ON MY D/L AND I LIVE IN FL...WHAT ARE YOU GUYS PAYING AND WHO MIGHT I TRY FOR CHEAPER INSURANCE

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99 COBRA, DE-MODDED

 

Well I'm on the plan as the secondary driver and my father is the primary driver. My insurance is only $1000 a year, but I have nothing on my record either. lawyers are great, "sometimes".

I just turned 20 also, but it was that much when I got the truck when I was 18 too.

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POWER SURGE PERFORMANCE RULES!!!

 

Florida has high insurance. You've got a bad record. You're getting a fast car. Sounds like you're pretty much SOL...

State Farm is very bad for people with bad records. I'd switch over to of of the cheapo brands, but make sure you understand what you're getting. SF has great service and pretty loose reimbursment, but the cheap insurance comapnies will weasel out of paying for anything they can.

Coldie

 

If you have to ask about insurance cost ...you can't afford a Lightning, Wait till you get the gas/tire/ticket bills. HEHE

These things are just like boats, If you are tring to justify it you can't. If you can afford it and you just want it, you will love it.

Andy

Andy

 

Perfect record and 2001L used as secondary or 'weekend' vehicle:
$780 per year (State Farm) in Houston, TX.
Insurance for my F150 XLT was $690...
My policy only went up $8/month from old 2000 truck to the 2001L
Good luck

 

I CAN AFFORD IT I WOULD RATHER USE MY $$$$ TO MOD INSTEAD OF LINE FAT INSURANCE GUYS POCKETS THOUGH!!!

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99 COBRA, DE-MODDED

 

$672 / year (works out to $56/month). The mod cost/month costs more than the insurance!

BTW, if I had 7 points on against my DL, I wouldn't tell people about it. You might as well stick a "stupid" sticker on your forehead. On the other hand, at least you're honest about the mistakes you've made.



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Regards,
George
lightning@spikeengineering.com
http://www.spikeengineering.com
---------
Red 2000 Lightning, #4033
1967 CJ-5 (0 - 3 mph: yes)
White 1996 Whippet (600 yard course, 6 turns: 40 Seconds)
Red Wheaton 1995 Ridgeback (1/2 loaf of bread, 6 bites, 4 seconds)
New addition:
2001 RR Puppy: 0 to stumble - next two months

[This message has been edited by Spike Engineering (edited 06-14-2001).]

 

One vehicle (2001 Lightning) and insurance is $650.50 through Geico every 6 months. It would be cheaper but I only have 1 vehicle insured now so hence no multi-car discount. Some of these rates they are quoting above are for having the discount because of multiple cars.

I'm eligible for a perfect driving discount in Feb. of '02 which will get me another 8% or more off of that premium.

You have SEVEN points 'eh??? My Lord, you can forget it. Slow down and obey the laws. Have the insurance put in your parents name if they will allow it.

BfB

[This message has been edited by BfB (edited 06-14-2001).]

 

I'm telling you, put it in your parents name.

You know, Illinois doesn't have this point stuff. how does that work?

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POWER SURGE PERFORMANCE RULES!!!

 

I pay 333.37 for full coverage for 6 months.

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2000 Black Lightning
#1326 of 4966
Born on 03/20/2000
PSP Chip
PSP Filter
Best time: 13.248 @ 104.4 mph

 

I am currently paying about 415 for full coverage 6 month policy.

However I was talking to an insurance agent for allstate who rents office space from me and she was curious about the insurance on these and pulled it up and it was like 317 for six month policy. Of course I told her I would bring in my current policy with all my vehicles on it and have her quote all my vehicles.

The moral of this story is to shop around and you can get a better deal.

Paul

P.S. I know how it feels to have all those points. When I lived in arizona I got 8 points and they pulled my license then I got dropped by my insurance and it sucked.

However now I am clean (ticket free) for the past 8 years and it feels good.
Now if I don't get into trouble with my L.

 

7 POINTS IN FLA IS ONLY 2 TICKETS, 1 OVER 15 AND ONE UNDER.....BOTH WERE IN MY SALEEN THE WEEK I GOT IT, I HAD A TACOMA BEFORE AND WASNT NEARLY AS HARD TO SPEED AND NOT GET CAUGHT, THAT DAMN SALEEN WAS A COP MAGNET

 

$480/year. That is Allstate insurance with no tickets for a long time It isn't a daily driver either.

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'01 black lightning. A.R.E. 'Z' series topper, Bedrug, Borla cat-back, best 1/8 8.887 full tank of gas, tailgate down, hitch on, K&N replacement filter.

No STEREO. All of my custom stereo was stolen from my truck while it was at CROWN FORD in Nashville, TN for service. No, they have not reimbursed me.

 

I'll try this again. Turn off the CAPS. Does it sound like I'm yelling? That's the point of using caps - it sounds like one is yelling and it's rude.

Now as far as insurance goes - you write Here's how it works. You are a big risk. You have demonstrated little respect for the speed laws. An insurance company is in business to make money after covering their losses. Florida has high insurance rates partially because of all the seniors – another high risk group – and people like you. You’ve made a mistake. Now you have to pay the consequences. Stay clean for several years and it will be much lower. My insurance is only $65 per month and I live in the same state as you. Maybe I’ve demonstrated the insurance company can trust me.

 

OK IM STILL YELLING---LARRY, IF YOU DONT WANT TO READ MY POSTS GET OFF MY ****ING THREAD!!!! DID YOU HEAR ME OR DO I NEED TO YELL IT LOUDER, YOU CAPS ****